Wade, a respected banker in La Jolla, CA, and his estranged wife, Fiona, make the unbearable decision to send their teenage son, Myles, away to an expensive treatment center after a streak of harmful behavior. After a year of treatment, Myles comes home, seemingly rehabilitated. But soon, he sneaks off to Tijuana to buy drugs --- and is kidnapped. When the ransom call comes, Fiona is frantic and accepts help from Andre, the Quebecois whose charity Fiona runs. In order to get the ransom money, Wade makes a deal with Andre: He’ll work for Andre’s bank in exchange for the cash. But as Wade races to rescue Myles before his kidnappers lose their patience, he realizes he’s wrapped up in more crime than just a kidnapping. He’s now indebted to a cartel.