It’s 1996, and Reacher is still in the army. In the morning they give him a medal, and in the afternoon they send him back to school. That night he’s off the grid. Two other men are in the classroom: an FBI agent and a CIA analyst. A Jihadist sleeper cell in Hamburg, Germany, has received an unexpected visitor --- a Saudi courier, seeking safe haven while waiting to rendezvous with persons unknown. A CIA asset, undercover inside the cell, has overheard the courier whisper a chilling message: “The American wants a hundred million dollars.” For what? And who from? Reacher and his two new friends are told to find the American.